Soundgate Hearing Clinic

Financing & Insurance

Accepted Payments

Cash, card (any), check, financing when approved (Carecredit, PowerPay).

Accepted Insurance

Excellus Commercial Insurance, United Healthcare Empire Plan, Most Commercial Insurances.

We do not accept Medicare or Medicaid.

Financial Assistance Programs

We partner with CareCredit and PowerPay to provide flexible payment options.

You may be eligible for 6–18 months deferred interest or 12–60 months fixed-rate payments, depending on the program and your approval status. Approval is handled directly by the financing provider.
Section showing CareCredit as an option for hearing aid financing
We’re pleased to offer CareCredit® as a convenient financing option to help make hearing care more affordable. With CareCredit®, you can move forward with the hearing aids you need today and spread the cost into manageable monthly payments.

CareCredit® is a healthcare financing program designed to ease the burden of out-of-pocket expenses. It provides special financing on purchases of $200 or more, making it a helpful solution for services not typically covered by insurance, including hearing aids and follow-up care.
Section showing Powerpay as an option fot hearing aid financing.
We also offer financing through PowerPay, giving you another flexible way to manage the cost of your hearing care. PowerPay allows you to receive your hearing aids now and pay over time with straightforward, fixed monthly payments.

PowerPay is designed for out-of-pocket healthcare expenses and provides clear, long-term financing options. With terms available up to several years, it’s a practical solution for covering hearing aids and related services that may not be included in insurance plans.
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Tom Caruso

BC-HIS

Thomas Caruso is a second-generation, Nationally Board Certified Hearing Healthcare Dispensing Practitioner with over 40 years of experience serving patients in both New York and Pennsylvania. Specializing in adult hearing care, he earned his National Board Certification in Hearing Instrument Sciences in 1988.


Throughout his distinguished career, Thomas has not only provided exceptional patient care but has also contributed to the advancement of the hearing healthcare field. He has served as an educator and consultant to many of the nation’s leading hearing aid manufacturers, retailers and laboratories, sharing his knowledge and expertise to help shape best practices within the profession. His work has taken him across the United States and Canada.


Born and raised in Jamestown, New York—where he continues to reside with his family—Thomas has been a dedicated member of the International Hearing Society since 1984 and is actively involved in the Hearing Healthcare Alliance of New York State. His commitment to the profession, combined with his decades of experience, has made him a trusted and respected leader in hearing healthcare.